Cerebral offers in-network coverage by several qualifying insurers in the states listed below. You can check your eligibility for in-network coverage directly with your insurance plan, or in your Cerebral Patient Dashboard after purchasing and activating a self-pay plan. If preferred, we can help you with paperwork to submit to your insurance company after sign-up. 

There is a $30 a month charge that provides access to all platform benefits and care coordination support. Any charges for your plan’s cost sharing,  such as deductibles, copays, or co-insurance, remain your financial responsibility - these are outlined in your insurance plan.

Qualifying Plans and States

Anthem Blue Cross Blue Shield of Georgia:

• Medication-Only: GA

Cigna:

• Medication & Therapy: AZ, CA, FL, GA, IL, NY, PA, TX, VA, WA

Blue Shield of California:

• Medication & Therapy: CA

Blue Cross and Blue Shield of Illinois:

• Medication & Therapy: IL

Blue Cross and Blue Shield of Texas:

• Medication & Therapy: TX

Blue Cross Network (BCN) of Michigan:

• Medication & Therapy: MI

Blue Cross and Blue Shield of Arkansas:

• Medication-Only: AR

Blue Cross and Blue Shield of Nebraska:

• Medication-Only: NE

Capital Blue Cross and Blue Shield:

• Medication & Therapy: PA

CareFirst Blue Cross and Blue Shield:

• Medication-Only: DC, MD

Highmark - Blue Cross and Blue Shield:

• Medication & Therapy: PA
• Therapy-Only: DE
• Medication-Only: WV

Humana:

• Medication-Only: KY

United Healthcare/Optum:

• Medication & Therapy: AZ, CA, CO, FL, GA, IL, LA, MA, MI, MT, NC, NH, NM, NY, OK, OR, PA, TX, UT, WA
• Therapy-Only: AK, ID, MO, NJ, SC
• Medication-Only: AL, AR, CT, DC, HI, IA, IN, KS, KY, MD, MN, ND, NE, NV, OH, SD, VA, VT, WI, WV

We’re currently expanding the insurance providers we work with.

If you’re not currently a client: 

Check if your plan is accepted

If you’re an existing client, log in and go to My Account to check if you’re covered.

If you are covered, your monthly subscription will be reduced to $30/mo (in addition to any out-of-pocket costs not covered by your insurance plan like medication costs, copays, deductibles, or co-insurance). This fee entitles you to all of the benefits included in your service.

What’s included in therapy 

What’s included in medication

What if my insurance isn’t accepted right now?

Medication - $95/month


Includes a 30-min evaluation and diagnosis (if determined by your prescriber), a follow-up session, and up to 2 check-ins per month to discuss your progress and renew your prescriptions when clinically necessary. Includes unlimited messaging  with your care team as needed. Cost of medication is billed separately and may be covered by insurance depending on your benefits. Our in-house pharmacy, CerebralRx, does not currently accept insurance.


Therapy - $295/month


Includes an initial evaluation and diagnosis intake session, personalized care plan, monthly progress assessments, and ongoing weekly 45-minute video or phone therapy sessions with your therapist — plus messaging anytime in between sessions.



Medication + Therapy - $365/month (save $30/mo when you combine services)


Get all features and benefits of our medication and therapy services — and save $30/mo when you combine them.

Good to know:

• Subscription plans and medication costs are FSA/HSA eligible and we accept FSA/HSA cards as payment. Check with your insurance provider to learn what services are covered and how to use these benefits.
• Cerebral offers additional discounts if you choose to prepay for multiple months of care. 
• You can cancel your subscription plan at any time for any reason.

We can prescribe hundreds of medications that help manage symptoms for a wide range of conditions — including anxiety, depression, bipolar disorder, and ADHD.

Selective Serotonin Reuptake Inhibitors (SSRIs)


Escitalopram (Lexapro), Sertraline (Zoloft), Fluoxetine (Prozac), and more.



Serotonin & Norepinephrine Reuptake Inhibitors (SNRIs)


Duloxetine (Cymbalta), Desvenlafaxine (Pristiq), and more.



Atypical Antipsychotics


Aripiprazole (Abilify), Olanzapine (Zyprexa), Quetiapine (Seroquel), Ziprasidone (Geodon), and more.

We do not prescribe controlled substances.

Including:

• benzodiazepines (Xanax or Klonopin)
• stimulants (Adderall or Concerta)
• hallucinogens (ketamine)

But we can prescribe other non-addictive, clinically proven medications and treatment options that may support you.

Learn more about what medications we offer

The Cerebral Way is our intentional approach to improving your mental health.

Our program is built to give you specific goals and milestones to look forward to and help measure your progress over time. Our goal is that you’ll learn the skills to navigate life’s challenges on your own — and know you have the long-term support of your care team whenever you need it.

When you join Cerebral, you will:

• Build a personalized treatment plan with your therapist and/or prescriber to use as a guide for your sessions
• Complete an initial assessment before your first intake session, and then about once every 30 days to keep track of how your mental health changes throughout your treatment
• Meet with your therapist or prescriber periodically to review your treatment plan and make any necessary adjustments.

These steps give important structure to your mental health care journey and are designed to help you make more meaningful progression with your therapist or prescriber over time. Every person’s journey is different, and our approach is tailored to your specific needs and flexible enough to make adjustments to your treatment along the way.

This approach is intended to help you play an active role in your mental health care with support from your therapist or prescriber. Our goal is to help you make real, long-lasting progress in your mental health.

Therapy

If you are subscribed to a 2x a month therapy plan:

Your subscription includes 2 sessions per month

If you are subscribed to a 4x a month therapy plan:

Your subscription includes 4 sessions per month

You may schedule additional sessions with either plan, which will be billed at $135 per session.

Medication

You will meet with your prescriber to complete your intake (typically done in one session). After that, you and your prescriber will decide how often you should meet according to their clinical recommendation and your specific needs. 

Need more support?

You can log into your account and send a message to your prescriber or therapist directly if you need more support. Responses may take up to 2 business days.

If your insurance provider is not currently in-network with Cerebral, you may have other payment options to cover some or all of the costs of your Cerebral services.

• You can use your HSA or FSA cards as your primary payment method.
• You can submit an itemized invoice (superbill) for HSA or FSA reimbursement.
• You can submit an itemized invoice (superbill) as an out-of-network claim to your insurance provider for reimbursement.

Log into your account and send us a message to request a superbill.

Contact your insurance provider if you need help submitting a claim, using your HSA or FSA funds, or have questions about reimbursement.